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Personal Accounts



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E account

Electronic account designed for students.

  • Free Debit Card
  • No Debit Card Fees
  • Free Mobile Banking
  • Free Text Alerts
  • Free Mobile Deposit Capture
  • No monthly service charge until the age of 24.

Basic Personal Account

  • $50.00 to open.
  • Monthly statements are provided.

Hometown Checking

Come home to valuable extras. Included in this package account is:

  • Unlimited Checking and Free Checks
  • Interest On Checking
  • Fax Service
  • Visa
  • Emergency Cash Advance Service
  • 50% off Cashier's Checks and Money Orders
  • Free Safe Deposit Box for a year
  • Photo Copy Service
  • Passbook Savings
  • Individual Retirement Account
  • Direct Deposit
  • Free Notary Service
  • Bank-By-Mail.

Hometown Checking 50

If you've reached age 50 and maintain a $100.00 minimum balance all of the benefits of Hometown Checking are yours. If you fall below $100.00, a monthly fee will apply.

Premier Account

  • $500.00 to open and maintain to draw interest at current rates
  • 20 checks are allowed per month; a per check fee is charged for each check over 20.
  • If balance falls below $500.00, a monthly fee plus per check and per deposit fee will be imposed.

VISA Debit Card

With the VISA Debit Card you can make withdrawals, transfers and balance inquiries from your checking and savings accounts. Deposits can also be made at certain ATMs. You can use this card anywhere VISA is accepted.

Freedom Card Pre-paid debit card

  • No reload fees, no inactivity fees.
  • Funds are loaded onto the card through your FNB checking or savings account. The card may also be funded through our online banking site,

Check Sure

With FNB Check Sure you can avoid those costly overdraft fees. Whenever your account reaches a zero balance you will be advanced a loan. Repayments are made on a monthly basis at the time of your statement.