Business

The First National Bank has a comprehensive selection of products that allows you to choose the banking that's right for you.  See below for more information.

Basic Non-Personal Account

  • $50.00 to open.
  • Monthly statements are provided.

NOW Account

  • $500.00 to open and maintain to draw interest at current rates
  • 20 checks are allowed per month; a per check fee is charged for each check over 20.
  • If balance falls below $500.00, a monthly fee plus per check and per deposit fee will be imposed.

Super NOW Account

  • $1,000.00 to open and maintain to draw money market rates. Interest rates are set each Tuesday.  If balance falls below $1,000.00, interest will be paid at a market-determined rate on the account balance, but a service charge will be imposed.
  • 20 checks per month are permitted.
  • The bank reserves the right to require 7 days notice for withdrawal.

Non-Personal Money Market Savings

  • $2,500.00 to open and maintain to draw money market rates.
  • Interest rates are set each Tuesday. Interest is paid monthly. Six deposits and six withdrawals are permitted each month, with the crediting of interest counting as one deposit.
  • If the balance falls below $2,500.00, a service charge is imposed. A charge per deposit or withdrawal exceeding six per month is imposed.

Commercial Loans

Secured and unsecured loans are available to all types of business entities. New equipment , working capital, and inventory expansion are but a few of the business needs which can be met with a First National Commercial Loan.