Loan Rates
Mortgage Calculator
Estimate your monthly payment with our convenient online mortgage calculator. Just enter the information you know—the calculator will do the rest!
Remember, this is only an estimate. Actual monthly payments may differ.
Effective May 21, 2013
Real Estate
| Type of Loan | Interest | Points | APR |
Payment on $1,000 loan |
| 15 Year Fixed | 4.00% | 0 | 4.147% | $7.40 |
| 20 Year Fixed | 4.375% | 0 | 4.491% | $6.26 |
| 30 Year Fixed | 5.125% | 0 | 5.213% | $5.44 |
Home Equity
| Type of Loan | Interest | Points | APR | Payment on $1,000 loan |
| 10 Year Fixed (Loan to value 80% or less) | 3.875% | 0 | 4.087% | $10.07 |
| 10 Year Fixed (Loan to value 81-90%) | 4.875% | 0 | 5.091% | $10.55 |
| 1 Year ARM (Loan to value 80% or less) | 3.50% | 0 | 3.71% | TBA |
| 1 Year ARM (Loan to value 81%-90%) | 4.25% | 0 | 4.463% | TBA |
| Revolving Advantage Line | 3.25% | 0 | 3.459% | TBA |
| Revolving Advantage Line (Loan to value 81%-90%) | 3.75% | 0 | 3.961% | TBA |
Property insurance must be maintained.
Other types of loans offered at First National Bank:
- New and Used auto loans
- Home improvement loans
- Personal Loans - Secured and Unsecured
Call 937-783-2451 for more information!
