Loan Rates

Mortgage Calculator

Estimate your monthly payment with our convenient online mortgage calculator. Just enter the information you know—the calculator will do the rest!

Remember, this is only an estimate. Actual monthly payments may differ.

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Effective November 18, 2014

Real Estate

Type of Loan Interest Points APR* Payment on
$1,000 loan
10 Year Fixed (Loan to value 80% or less) 4.25% 0 4.513% $5.12
10 Year Fixed (Loan to value 81-90%) 5.25% 0 5.519% $5.36
15 Year Fixed 4.50% 0 4.686% $7.65
20 Year Fixed 5.00% 0 5.148% $6.60
30 Year Fixed 5.50% 0 5.628% $5.68

Home Equity

Type of Loan Interest Points APR* Payment on $1,000 loan
1 Year ARM (Loan to value 80% or less) 4.125% 0 4.386% TBD
1 Year ARM (Loan to value 81%-90%) 4.875% 0 5.142% TBD
Revolving Advantage Line 4.00% 0 4.262% TBD
Revolving Advantage Line (Loan to value 81%-90%) 4.50% 0 4.765% TBD

*The APR calculation assumes a loan of $100,000.00, 1.25% estimated borrower paid finance charges, plus origination and discount points if applicable.

Property insurance must be maintained.

Other types of loans offered at First National Bank:

  • New and Used auto loans
  • Home improvement loans
  • Personal Loans - Secured and Unsecured

Call 937-783-2451 for more information!