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Rate Information

Loan Rates
Deposit Rates

Deposit Rates

Effective November 14, 2017


Type of Account Annual Percentage Yield Interest Rate Compounding Minimum Balance to Obtain APY
Savings 0.11% 0.11% Quarterly $250.00
Premier 0.03% 0.03% Monthly $500.00
Hometown 0.01% 0.01% Monthly $1,000.00
MMDA Personal 0.15% 0.15% Monthly $1,000.00
MMDA Non-Personal 0.10% 0.10% Monthly $2,500.00
TDOA IRA 0.65% 0.65% Quarterly $0.00

*Rate may change after the account is opened. Fees could reduce the earnings on the account.


COD-IRAs

Certificates require a $1000 minimum deposit

  APY Interest Rate
32-179 Days N/A N/A
180-364 Days 0.50% 0.50%
1 Year 0.70% 0.70%
2 Years 0.90% 0.90%
3 Years 1.05% 1.05%
4 Years 1.21% 1.20%
5 Years 1.36% 1.35%
7 Years 1.56% 1.55%

CODs

Certificates require a $1000 minimum deposit

  APY Interest Rate
32-179 Days 0.35% 0.35%
180-364 Days 0.50% 0.50%
1 Year 0.70% 0.70%
2 Years 0.90% 0.90%
3 Years 1.05% 1.05%
4 Years 1.20% 1.20%
5 Years 1.35% 1.35%
7 Years 1.55% 1.55%

*Rates change each Tuesday and there is a substantial interest penalty for early withdrawal.