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Rate Information

Loan Rates
Deposit Rates

Deposit Rates

Effective November 14, 2018


Type of Account Annual Percentage Yield Interest Rate Compounding Minimum Balance to Earn Interest
Savings 0.11% 0.11% Quarterly $20.00 - $9,999.99
Savings 0.14% 0.14% Quarterly $10,000.00 - $999,999.99
Premier Checking 0.03% 0.03% Monthly $500.00 - $999,999.99
Hometown Checking 0.01% 0.01% Monthly $1,000.00 -$999,999.99
MMDA Personal 0.15% 0.15% Monthly $1,000.00 - $24,999.99
MMDA Personal 0.18% 0.18% Monthly $25,000.00 - $999,999.99
MMDA Non-Personal 0.10% 0.10% Monthly $2,500.00 - $24,999.99
MMDA Non-Personal 0.13% 0.13% Monthly $25,000.00 - $999,999.99
TDOA IRA 1.05% 1.05% Quarterly $0.00 - $999,999.99

*Rate may change after the account is opened. Fees could reduce the earnings on the account.


COD-IRAs

Certificates require a $1000 minimum deposit

  APY Interest Rate
32-179 Days N/A N/A
180-364 Days 0.60% 0.60%
1 Year 1.00% 1.00%
2 Years 1.26% 1.25%
3 Years 1.46% 1.45%
4 Years 1.66% 1.65%
5 Years 1.81% 1.80%
7 Years 2.02% 2.00%

CODs

Certificates require a $1000 minimum deposit

  APY Interest Rate
32-179 Days 0.30% 0.30%
180-364 Days 0.60% 0.60%
1 Year 1.00% 1.00%
2 Years 1.25% 1.25%
3 Years 1.45% 1.45%
4 Years 1.65% 1.65%
5 Years 1.80% 1.80%
7 Years 2.00% 2.00%

*Rates change each Tuesday and there is a substantial interest penalty for early withdrawal.