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Loan Rates

Mortgage Calculator

Estimate your monthly payment with our convenient online mortgage calculator. Just enter the information you know—the calculator will do the rest!

Remember, this is only an estimate. Actual monthly payments may differ

Click here for Mortgage Calculator

Effective March 17, 2020

Real Estate

Type of Loan Interest Points APR* Payment on
$1,000 loan
10 Year Fixed 3.500% 0 3.766% $9.89
15 Year Fixed 3.750% 0 3.936% $7.27
20 Year Fixed 4.000% 0 4.146% $6.06
30 Year Fixed 4.500% 0 4.625% $5.07

Home Equity

Type of Loan Interest Points APR* Payment on $1,000 loan
Revolving Advantage Line 5.00% 0 5.275% TBD

*The APR calculation assumes a loan of $100,000.00, 1.25% estimated borrower paid finance charges, plus origination and discount points if applicable.

Property insurance must be maintained.

Other types of loans offered at First National Bank:

  • New and Used auto loans
  • Home improvement loans
  • Personal Loans - Secured and Unsecured

Call 937-783-2451 for more information!