View our deposit rates here. We strive to keep these updated for your convenience.
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Deposit Rates Effective Jan. 14, 2024
| Annual Percentage Yield | Interest Rate | Compounding | Minimum Balance** | |
|---|---|---|---|---|
| Savings* | Annual Percentage Yield 0.50% | Interest Rate 0.50% | Compounding Quarterly | Minimum Balance** $20.00 - $24,999.99 |
| Savings* | Annual Percentage Yield 0.65% | Interest Rate 0.65% | Compounding Quarterly | Minimum Balance** $25,000.00 - $49,999.99 |
| Savings* | Annual Percentage Yield 0.80% | Interest Rate 0.80% | Compounding Quarterly | Minimum Balance** $50,000.00 - $999,999.99 |
| Premier Checking* | Annual Percentage Yield 0.15% | Interest Rate 0.15% | Compounding Monthly | Minimum Balance** $500.00 - $999,999.99 |
| Hometown Checking* | Annual Percentage Yield 0.10% | Interest Rate 0.10% | Compounding Monthly | Minimum Balance** $1,000.00 - $999,999.99 |
| MMDA Personal* | Annual Percentage Yield 0.60% | Interest Rate 0.60% | Compounding Monthly | Minimum Balance** $1,000.00 - $24,999.99 |
| MMDA Personal* | Annual Percentage Yield 0.80% | Interest Rate 0.80% | Compounding Monthly | Minimum Balance** $25,000.00 - $49,999.99 |
| MMDA Personal* | Annual Percentage Yield 1.00% | Interest Rate 1.00% | Compounding Monthly | Minimum Balance** $50,000.00 - $999,999.99 |
| MMDA Non-Personal* | Annual Percentage Yield 0.60% | Interest Rate 0.60% | Compounding Monthly | Minimum Balance** $2,500.00 - $49,999.99 |
| MMDA Non-Personal* | Annual Percentage Yield 0.80% | Interest Rate 0.80% | Compounding Monthly | Minimum Balance** $50,000.00 - $999,999.99 |
| TDOA IRA* | Annual Percentage Yield 1.90% | Interest Rate 1.92% | Compounding Quarterly | Minimum Balance** $00.00 - $999,999.99 |
*Above rates may change after the account is opened. Fees could reduce the earnings on the account.
**To Earn interest
COD - IRAs***
| APY | Interest Rate | |
|---|---|---|
| 32-179 Days | N/A | N/A |
| 180-364 Days | 1.26% | 1.25% |
| 1 Year | 1.51% | 1.50% |
| 2 Years | 2.07% | 2.05% |
| 3 Years | 2.57% | 2.55% |
| 4 Years | 2.83% | 2.80% |
| 5 Years | 3.34% | 3.30% |
| 7 Years | 4.01% | 3.95% |
APY
32-179 Days
N/A
180-364 Days
1.26%
1 Year
1.51%
2 Years
2.07%
3 Years
2.57%
4 Years
2.83%
5 Years
3.34%
7 Years
4.01%
Interest Rate
32-179 Days
N/A
180-364 Days
1.25%
1 Year
1.50%
2 Years
2.05%
3 Years
2.55%
4 Years
2.80%
5 Years
3.30%
7 Years
3.95%
***Certificates require a $1,000.00 Minimum Deposit
CODs****
| APY | Interest Rate | |
|---|---|---|
| 32-179 Days | .95% | .95% |
| 180-364 Days | 1.25% | 1.25% |
| 1 Year | 1.50% | 1.50% |
| 2 Years | 2.05% | 2.05% |
| 3 Years | 2.55% | 2.55% |
| 4 Years | 2.80% | 2.80% |
| 5 Years | 3.30% | 3.30% |
| 7 Years | 3.95% | 3.95% |
****Certificates require a $1,000.00 minimum deposit
COD-IRAs and CODs - Rates change each Tuesday and there is a substantial interest penalty for early withdrawal.
